HDFC Bank warns that 5 habits of smartphone users are making life easier for hackers.
HDFC Bank has released a new cybersecurity advisory for its customers, focusing on security tips for smartphone users utilizing the HDFC mobile banking app. The advisory also applies to users of other banks’ mobile banking apps. In addition to emphasizing the importance of safeguarding passwords, downloading apps from trusted sources, and being cautious of phishing scams, HDFC Bank addresses common ‘bad habits’ of smartphone users that can make them vulnerable to hacking and scams. Customers are urged to be more vigilant if engaging in these behaviors.
5 smartphone habits you need to change for the better
1. Always keep Bluetooth on, especially in public places
Most of the smartphone users do not pay attention to the Bluetooth connectivity in their smartphones. Thanks to TWS earbuds, smartphone users always keep Bluetooth on. Bluetooth is a proven active vulnerable connection point in smartphones. While you may think you’re in control, as each external device must be paired manually, most people forget that having Bluetooth active and unused helps hackers know what devices your smartphone may have paired with in the past, and hackers can then turn on the device. a phishing attack on your smartphone.
2. Force close banking apps on smartphones
Smartphone users mostly think that just forcing an app will automatically lock them out of the platform. But this is not true for every application. Especially with banking applications, always log out and close the application only when the logout screen is visible. If you don’t do this, the banking app may stay logged in for a short period of time, putting you at risk if your device is compromised or falls into the wrong hands.
3. Using public WiFi to log into mobile banking apps, especially during holidays
If you’re traveling abroad and using public WiFi to stay connected, never log into your mobile banking app. This also includes hotel WiFi connections. Public WiFi networks are risky because hackers use them as a playground to target victims. If you have to use public WiFi, always use VPN apps for protection. Ideally, you should always use mobile data or your trusted home WiFi network to connect to mobile banking apps.
4. Do not delete banking applications before handing your smartphone to strangers
If you have to give your smartphone to someone, always delete your mobile banking app first before doing so. Of course, it may sound like a tedious process to install and reactivate mobile banking, but this will keep you safe. If you need to repair your smartphone, uninstall all important apps, including banking apps, before pressing the factory reset button.
5. Use the same PIN/password for all apps, including the lock screen
If you’re using the same password/PIN on your lock screen and all apps on your smartphone, including mobile banking apps, you need to stop. If one password unlocks every app and smartphone, you’re simply making it easy for hackers. It is highly recommended to pay attention to securing mobile banking applications with unique passwords. Also, change these passwords regularly.
Apart from these five tips, HDFC Bank’s advisory warned users not to share PINs or passwords with anyone, download APK files from emails or WhatsApp, among other general tips.
